Services

The ACA (Affordable Care Act) requires that applicable large employers report annually to the IRS the types and cost of medical insurance plans offered to their full time employees.

Payroll Direct has the expertise and the tools to take the pain out of ACA reporting. We will work with you to make sure all the necessary information is being recorded throughout the year.

At the end of the year, we will produce all of the 1095-C forms for your employees, as well as the 1094-C form for you. We will also electronically file all forms with the IRS on your behalf.

We offer a variety of methods for you to track your employee time & labor. Whether you choose to use a traditional wall-mounted time clock, a bio-metric fingerprint reader, an online web clock, our mobile app, or even a voice clock, we can take the pain out of managing employee time.

Our state of the art time management system is easy-to-use and highly customizable, meeting the needs of your unique business environment. The Time Simplicity component of our software provides you with a robust scheduling system that allows for advanced scheduling, workforce planning, employee communication and workforce mobility.

401k Plans have become the most popular type of employer-sponsored retirement planning options in the country. 401k plans, and variations on these plans, such as SIMPLE 401k plans, ROTH 401k plans and Safe Harbor plans provide valuable incentives to employees and offer a tax benefit as well.

Our robust payroll & HR system allows you to easily track employee eligibility, contributions, loans and employer match amounts. As part of our 401k services, we’ll work with your 401k administrator to submit contribution files each payroll, so you don’t have to. Our goal is to take the hassle out of managing your employee retirement plans.

Here is a list of some of the 401k administrators that we currently work with. If you have a 401k administrator that’s not in the list, not to worry, we’ll be happy to work with your 401k administrator to set up the automatic file transfer for you.

In most states, Workers’ Compensation insurance is required and important to protecting your  business. Without it, business owners may be exposed to two types of risk: state-imposed penalties or being held personally liable for an employee’s medical care and lost wages due to a work-related injury.

Pay-As-You-Go Programs

Traditional Workers’ Compensation programs burden small business owners with large pre-payments upfront and potentially big surprises at year end. We understand how important cash flow is for small– to medium-sized businesses. That’s why we’ve partnered with insurance carriers that offer competitive rates and pay-as-you-go programs. With a pay-as-you-go solution, insurance premiums for your Workers’ Compensation policy are withdrawn directly from your bank account when you process payroll. There’s no down payment required to bind your coverage and premiums are paid one payroll at a time (not the traditional “pay in advance best guess”).